Welcome to the Academy of Financial Service’s 2019 Annual Meeting being held in Minneapolis, Minnesota in conjunction with FPA’s Annual Conference 2019. This is the full agenda for AFS. For details on FPA items, visit their Full Schedule. Please report any errors to support@academyfinancial.org.
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Wednesday, October 16 • 10:45am - 11:45am
FPA® Educational Breakout Sessions | Block 1: Understanding How Different Types of Annuities Work [CFP CE]

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For more details, visit the FPA® Full Schedule.

Annuities with lifetime income provisions offer risk pooling, which tends to be underappreciated as a unique source of returns that is unavailable for an investment portfolio. But there are many types of annuities in the marketplace and understanding how they work can be complex. This presentation seeks to provide a better understanding about different types of annuities, including income annuities such as single-premium immediate annuities, deferred variable annuities, and fixed index annuities. For the latter two, we will focus on how they provide exposure to market upside and on how optional guaranteed lifetime withdrawal benefit riders can support lifetime spending.

Learning Objectives:
  • Distinguish between annuitized and deferred annuity contracts
  • Compare and contrast fixed and variable annuities
  • Analyze differences in supporting lifetime income for immediate annuities, fixed index annuities, and variable annuities


Wade Pfau, PhD, CFA

Professor, The American College for Financial Services

Wednesday October 16, 2019 10:45am - 11:45am CDT

Attendees (1)